Looking for a safe investment? If you have a lump sum of money to invest and are looking for an alternative to traditional bank accounts and term deposits then look no further. The Single Premium Plan invests in the With Profits Fund, providing a tax efficient steady but conservative return over the medium to long term.
When you invest in the Single Premium Plan, you will be able to invest in the MSV With-Profits fund which enables you to smooth the return on your money by spreading profits over both good and bad years.
The amount you invest, after product charges, is guaranteed to be repaid on maturity or on death if it occurs earlier, giving you peace of mind that your investments are safe.
An annual Regular Bonus which, once declared, is guaranteed is paid based on the With Profits Fund Performance which is designed to provide a steady return through a smoothing process.
Additional benefits such as options for annual income, potential for a final bonus, ability to select one or more beneficiaries and tax efficient returns all form part of this exciting product offering.
|Type||- Single Premium Savings Plan (With Profits)|
|Minimum Premium||- €5000|
|Age of insured person||- Between 18 and 85, (3 months to 17 years for Child Policy)|
|Period of cover||- At least 5 years (or until you are 90 years old)|
|Number of insured persons||- 1 or 2|
|Standard Benefits||- Death Benefit- Funeral Expenses Benefit|
|Additional Benefits||- Additional Top Ups- Free partial withdrawal of capital- Free optional bonus withdrawals|