How long has your firm been in operation?

Our firm has been in operation since 1972. See our history section for more information

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Where are your offices located?

At present our offices are located in Valletta and Qormi. See more information in the contact us section

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What are your opening hours?

Our opening hours are as follows:

Should you wish to make an appointment at times that do not fall within these hours please contact us beforehand.

We can also arrange home visits for clients who live in Gozo.

	Monday to Friday	Saturday
Valletta	8.30am to 5.00pm	Closed
Qormi	9.00am to 1.00pm 4.00pm to 7.00pm	9.00am to 1.00pm

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I have special needs, how accessible are your offices?

All our offices are wheelchair accessible; however our advisors can also arrange home visits.

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How much money do I need to open an account with Calamatta Cuschieri?

There is no minimum amount required to open an account with us.

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What is the minimum amount of money that I can invest?

There is no specific minimum amount of money that an investor can invest as this depends on the investment concerned. Below is a general table with the minimum amounts required to invest in particular investments. For more information please ask one of our Investment Advisors.

Investment Type	EUR
Shares	250
Malta Government Bonds	250
Foreign Bonds	2,500
Funds	2,500
Treasury Bills	50,000

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If I invest in investments that pay regular interest, how can I receive this?

You can choose to receive this directly into your account with us or your personal bank account as well as via cheque. You can also request for interest cheques to be collected by yourselves from one of our offices.

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How can I transfer money to your account via online banking?

How can I transfer money to my account with Calamatta Cuschieri via online banking?

The bank details for transfers into our client accounts are available here. Clients making Euro transfers from HSBC Malta and BOV can also use the preset drop down list available ot them online and select Calamatta Cuschieri.

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How often will I receive an investment portfolio valuation and statement of my cash balances?

Our clients receive a portfolio valuation and statement every 6 months; however by request we can send additional portfolio valuation at any time, at no extra charge.

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What currencies can I open an account in?

Our clients can open an account in any currency they wish. By default we open 3 currency accounts, Euro, US Dollar and the British Pound (Gbp). Other currencies can be opened upon request.

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I would like to visit one of your advisors, do I need to book an appointment?

No, you do not need to book an appointment to visit us, however we do advise our clients to call before hand if they would like to visit a specific advisor at a specific time.

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I would like to find out more about activating my account online.

Please click on the 'logon' link on the home page.

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	Who are your Investment Advisors? Who are your Investment Advisors? All our advisors are highly qualified Independant Financial Advisors who are approved by the MFSA. They are not tied to any particular investment or product; they create tailor made investment portfolios according to client needs and can offer advice on a wide range of investments. [close]
	What is the difference between an Independent Financial Advisor and a tied agent? What is the difference between an Independent Financial Advisor and a tied agent? Whilst an IFA is not tied to any particular product, tied agents can only advise on a specific group of products, for example Funds. [close]
	Do your advisors receive commission for investments they make on clients behalf? Do your advisors receive commission for any investments they make on clients behalf? No, at Calamatta Cuschieri we strongly believe that Investment Advisors should not be under any sort of pressure when offering our clients advice. We believe in putting our clients first and always acting in their best interest. [close]

	I am intested in investing in bonds, how do they work? I am intested in investing in bonds, how do they work? You can find information on bonds in the education section. We have been investing in Bonds since 1972 and can help you build a bond portfolio that meets your investment objectives. [close]
	I am interested in investing in funds, which ones can I invest in? I am interested in investing in funds, which ones can I invest in? This will all depend on what your investment goals are since there are thousands of funds available. Our Investment Advisors can help you help you choose the right fund to suit your needs. [close]
	Do you offer capital guaranteed products, how do these work? Do you offer capital guaranteed products, how do these work? Yes, we offer a vast range of capital guaranteed products; please ask one of our advisors for more information about how these products work and if they are suitable for you. Also see the education section for more information. [close]
	Do you offer investments that invest in property? Do you offer investments that invest in property? Yes, we also offer a wide range of investments that invest in property. Our research team reviews these funds regularly in order to ascertain that our clients are investing in the best available on the market and that they fall in line with their investment objectives. [close]
	What are the risks involved with investing? What are the risks involved with investing? Our advisors can help you understand the risks associated with different types of investments. You can also find information in the education section. [close]

	What are your Service fees? What are your Service fees? Fees vary according to the Investment. We are committed to offering a transparent and simple fee structure. Click here for more information. [close]
	Do you charge clients an annual management fee for investments held with Calamatta Cuschieri? Do you charge clients an annual management fee for investments held with Calamatta Cuschieri? No, we do not charge our clients an annual fee for investments they hold with us. [close]
	I am not a Maltese National. Can I still invest through Calamatta Cuschieri? I am not a Maltese National. Can I still invest through Calamatta Cuschieri? Yes, we also offer our services to International clients. [close]

How long has your firm been in operation?

Where are your offices located?

What are your opening hours?

I have special needs, how accessible are your offices?

How much money do I need to open an account with Calamatta Cuschieri?

What is the minimum amount of money that I can invest?

If I invest in investments that pay regular interest, how can I receive this?

How can I transfer money to my account with Calamatta Cuschieri via online banking?

How often will I receive an investment portfolio valuation and statement of my cash balances?

What currencies can I open an account in?

I would like to visit one of your advisors, do I need to book an appointment?

I would like to find out more about activating my account online.

Who are your Investment Advisors?

What is the difference between an Independent Financial Advisor and a tied agent?

Do your advisors receive commission for any investments they make on clients behalf?

I am intested in investing in bonds, how do they work?

I am interested in investing in funds, which ones can I invest in?

Do you offer capital guaranteed products, how do these work?

Do you offer investments that invest in property?

What are the risks involved with investing?

What are your Service fees?

Do you charge clients an annual management fee for investments held with Calamatta Cuschieri?

I am not a Maltese National. Can I still invest through Calamatta Cuschieri?